Landlords Insurance

Landlord Insurance Is a tailored insurance product designed to protect your investment property against a range of circumstances that are NOT generally covered under a standard home insurance policy.
The broker team at BJS are able to provide you a variety of comprehensive covers for your Home Building &/or Contents, together with the ability to provide additional benefits such as loss of rental income and protection against theft or malicious damage by your tenants.

Core Policy Benefits

  • Loss of rental income
    – Tenant who vacates with or without required notice, leaving unpaid rent
    – Rent default
    – Tenant refusing to pay rent and vacate property after court order
    – Death of a tenant
    – Hardship
    – Untenantable property
    – Prevention of access
  • Accidental Damage – Cover for damage to contents caused by your tenants or their guests.
  • Malicious Damage/Vandalism- i.e. a door that’s been kicked in
  • Property – cover for carpets and floating floors, from Fire, Storm, Water Damage or Flood.
  • Deliberate Damage – i.e. Foxtel installation or TV bracket installed without your permission
  • Legal Liability
  • Short-term Rentals – Most Landlords policies exclude short term rentals but we have a solution should you fall into that category. (view Holiday Rental Insurance)

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