Landlord Insurance Is a tailored insurance product designed to protect your investment property against a range of circumstances that are NOT generally covered under a standard home insurance policy.
The broker team at BJS are able to provide you a variety of comprehensive covers for your Home Building &/or Contents, together with the ability to provide additional benefits such as loss of rental income and protection against theft or malicious damage by your tenants.
Core Policy Benefits
- Loss of rental income
– Tenant who vacates with or without required notice, leaving unpaid rent
– Rent default
– Tenant refusing to pay rent and vacate property after court order
– Death of a tenant
– Untenantable property
– Prevention of access
- Accidental Damage – Cover for damage to contents caused by your tenants or their guests.
- Malicious Damage/Vandalism- i.e. a door that’s been kicked in
- Property – cover for carpets and floating floors, from Fire, Storm, Water Damage or Flood.
- Deliberate Damage – i.e. Foxtel installation or TV bracket installed without your permission
- Legal Liability
- Short-term Rentals – Most Landlords policies exclude short term rentals but we have a solution should you fall into that category. (view Holiday Rental Insurance)