Caravan Insurance

Comprehensive cover for loss of & damage to your caravan and its contents & associated third party property damage, Australia Wide.

Whether you are on the road to your next holiday adventure, at the caravan park, or at home, the team at BJS are able to assist you with Caravan insurance. You can rest assured that your little piece of home will be covered Australia wide for loss or damage to your caravan and contents.

You may think all caravan policies provide the same level of cover—unfortunately they don’t. In particular what is included in the definition of your caravan can differ from policy to policy. If your caravan is fitted with a roll out awning then this is likely to be insured under the Caravan definition of fixture and fittings.

However, if you have either a separate annex which fits to your caravan/camper trailer, or walls that fit to the roll out awning, these will generally not be covered unless they have been insured separately under the annex section of the policy.

Benefits can include:

  • A new replacement caravan if it is a total loss within 2 years of registration of the caravan.
  • Alternative accommodation expenses up to $150 a day if your caravan is not fit to live in following an accident or a loss.
  • Automatic contents cover of up to $1,000.
  • Authorised emergency repairs if your caravan cannot be towed after an accident.
  • A 10% discount if you have an AL-KO Electronic Stability Control device fitted to your caravan.
  • Reasonable costs to collect and deliver your caravan back to you following accident repairs, if the repairer is more than 100kms from your home.
  • Removal and storage of your caravan after an accident if it cannot be towed.
  • $20 million caravan legal liability and $20 million personal liability. We can also insure caravans permanently on-site.
  • Choice of a higher excess to reduce your premium.


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